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Recently, several small finance banks have mushroomed quite rapidly, giving you multiple options for banking. The Reserve Bank of India announced that it would come out with some guidelines for issuance of ‘non-tap’ licenses for the small finance banks. This is in order to promote banking facilities for the small borrowers and for encouraging competition in this sector. The Reserve Bank of India has rendered sanctioned hypothetically to ten entities for entering the small finance banking sector in September 2015. The ‘on tap’ licensing shall allow the entities to approach the Reserve Bank of India (RBI) for acquiring licenses for small finance banks on meeting certain criteria laid down by RBI. The entities eligible for licenses would not have to wait for it for long, and it will be available on demand. In its statement on developmental and regulatory policies, RBI mentioned that it was notified in the Guidelines for Licensing of “Payment Banks” and “Small Finance Banks”

We all have been reading and discussing about electric cars and buses and seen how they help in curbing pollution and save the environment. All over the world, the production of electric cars is receiving a good push, and companies are promoting their EV models for the future generation. We all do know how combustion engine car runs on fuel like diesel and petrol. But have you ever wondered how an electric car or bus functions? The general idea what we all have is that they run battery-powered motor which needs to be charged. But there is a lot of mechanism behind it which ultimately makes the EV run on the road. Here is a little short description for the non-technical people out there who are interested to know how electric cars or other vehicles work. We shall give you an anatomy of the electric car and tell you about its vital components like batteries, electric motor, regenerative brakes, and charging system. Batteries The battery is the bloodstream of the

Earning a living is the most essential for the people to survive. It applies to every person whether he or she is rich or poor. The source of income shall determine the ways of fulfilling the individual needs and the requirements of the family. A job or business is the means of income all around the globe. Everyone has their own preferences for ways to earn a living. But when this means is in scarcity, this can be alarming for the people of that region. Unfortunately, the data showing the employment opportunities graph in India is not encouraging and is a matter of big concern. The unemployment rate in India is significantly increased according to the data released Centre for Monitoring Indian Economy (CMIE). The report states that the unemployment rate has risen by 7.2 % until February 2019, which is the highest ever since September 2016. There has been a spike in the number of job seekers from different fields and also the lab